A fully naked and drunken woman boards a cab in London one night.
The Indian driver looks and does not start the cab.
Woman : Haven't you ever seen a naked woman before ??
Indian Driver : I am not staring at you lady..... just wondering where you kept money to pay me..!!!
That is what most of the American and European Banks failed to do. i.e. Assessing repayment capacity before enjoying exposure.. !!
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